Commercial Insurance

Find below our core industries that we service, but are not limited to. Don’t see it here? Contact us to discuss.
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Group Life/DBL/LTC Group life, disability, and long-term care insurance are essential employee benefits, providing comprehensive…

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NYS DBL/PFL New York State Disability Benefits Law (DBL) and Paid Family Leave (PFL) provide…

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Directors & Officers / Management Liability Directors and Officers (D&O) insurance is essential for protecting…

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Employment Practices liability (EPLI) Employment Practices Liability Insurance (EPLI) is a specialized type of coverage…

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Cyber Liability Cyber liability insurance is a critical component of risk management for businesses operating…

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Errors & Omissions / Professional Liability Errors and Omissions (E&O) insurance, also known as professional…

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Commercial Umbrella Commercial umbrella insurance serves as an extra layer of liability protection for businesses…

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Workers Compensation Workers’ compensation insurance is a crucial safeguard for both employers and employees. It…

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Inland Marine / Equipment Inland marine insurance is a specialized form of coverage designed to…

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Commercial Auto Commercial auto insurance is vital for businesses that rely on vehicles for their…

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Property & Liability Business property and liability insurance are two critical components of risk management…

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    FAQ's

    Frequently Asked Question

    We offer a variety of property and casualty insurance products, including homeowners, renters, auto, motorcycle, boat, and RV insurance. Additionally, we provide liability coverage, umbrella policies, and commercial insurance for small businesses.  See the Drop-down tabs on our Home Page for more info.

    You can get a quote by contacting us via phone, email, or through our website’s online quote form. Provide us with some basic information about your insurance needs, and we will customize a quote tailored to you.

    To file a claim, contact our office directly or use the claims section on our website. We will guide you through the process, help you complete the necessary paperwork, and keep you informed throughout the claims process.

    Yes, we offer bundling options for multiple policies, such as combining auto and home insurance. Bundling can provide you with discounts and simplify the management of your insurance policies.

    To make changes to your policy, such as updating your coverage or adding a new vehicle, contact our office. Our agents will assist you in making the necessary adjustments to ensure your coverage meets your current needs.

    Insurance premiums are influenced by several factors, including the type and amount of coverage, your location, driving record, credit score, claims history, and the value of the insured property or vehicle.

    Yes, we offer various discounts, such as for safe driving, having a home security system, being a loyal customer, or bundling multiple policies. Ask our agents about available discounts to see which ones you may qualify for.

    Determining the right amount of coverage depends on your individual circumstances. Our experienced agents will work with you to assess your needs and recommend appropriate coverage levels to adequately protect your assets.

    An umbrella policy provides additional liability coverage beyond the limits of your standard policies (home, auto, etc.). It’s especially useful if you have significant assets to protect or are at higher risk of lawsuits. Our agents can help determine if an umbrella policy is right for you.

    You can reach us by phone at (585) 739-0335, email us at Michael.Broker@American-National.com, or visit our office at 3870 Rush Mendon Rd, Mendon, NY 14506. For convenience, you can also use the contact form on our website.

    In case of an emergency outside of office hours, refer to your insurance policy documents for the emergency contact number for your insurer. Additionally, our website has a list of emergency contact numbers for immediate assistance.

    Still have questions?

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    Contact us for your free policy analysis

    We’ll perform a free, no obligation policy analysis for you, so you can know what you currently have covered.